The Daily Blog
    Quick Read:

    “Despite significant changes in the regulation of [CDS], …there remain a number of defects in the market structure of OTC credit derivatives, flaws which arguably intensified the impact of the 2008 financial crisis and disadvantage both borrowers and investors,” wrote Kroll Bond Rating Agency's Chris Whalen. “These defects in market structure limit competition, make it difficult for investors to understand the risks taken by large universal banks, create the potential for the manipulation of borrower credit spreads, and even affect the recognition of when default events occur under CDS contracts.”

Today's Top Article
GSE Report
Transparency for government-sponsored entities.
The GSE Report analyzes the role of GSEs in the financial services industry and their impact on consumers, taxpayers, and the national economy. Our Report provides an analysis of governments' actions that impact the financial services industry and on-going efforts by policymakers to re-engineer the housing finance system.

Get the Current GSE Report »

Tracking our direction.
Roadmaps are ongoing working documents on the rulemaking, studies, reports, and legislation for Dodd Frank, Financial Housing Market Stabilization, Mortgage Industry, QRM, QM, and more….

Get the Current RoadMap Documents »
Mortgage Report
Tracking the Revolution and its Impact on Industry and Consumers
Every industry is undergoing radical change caused by technology advances. The changes aren’t evolutionary—they are revolutionary. The Disruption Report tracks this revolution’s latest events and trends and its impact on industry and consumers.

Get the current Disruption Report »