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    “Through six decades, the PMI industry has played an important role in expanding credit access and mitigating lender and GSE risk,” wrote Urban Institute’s Laurie Goodman. “Although the industry went through substantial turmoil during the last housing and financial crisis, it has since recovered and restructured and should be more resilient going forward. Demographic changes and other mortgage market developments provide the industry both opportunities and challenges to expand its role to support historically underserved populations and first-time homebuyers using private capital.”

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GSE Report
Transparency for government-sponsored entities.
The GSE Report analyzes the role of GSEs in the financial services industry and their impact on consumers, taxpayers, and the national economy. Our Report provides an analysis of governments' actions that impact the financial services industry and on-going efforts by policymakers to re-engineer the housing finance system.

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Tracking our direction.
Roadmaps are ongoing working documents on the rulemaking, studies, reports, and legislation for Dodd Frank, Financial Housing Market Stabilization, Mortgage Industry, QRM, QM, and more….

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Mortgage Report
Tracking the Revolution and its Impact on Industry and Consumers
Every industry is undergoing radical change caused by technology advances. The changes aren’t evolutionary—they are revolutionary. The Disruption Report tracks this revolution’s latest events and trends and its impact on industry and consumers.

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