The Daily Blog
    08.31.15
    Quick Read:

    "The GSEs, the way they operated pre-conservatorship, created their own failure," said MBA president Dave Stevens. "I ran [Freddie's] single-family business for almost a decade; I saw the special sweetheart deals being done for institutions that could bring large market share into the GSEs. I saw the activities in the portfolio, where they were buying the AAAs on the subprime market, and buying lots of Alt-A product because it was rich. ...And ultimately, that's what really led to the failure of the housing system, and Freddie and Fannie played a very large role in that."

Today's Top Article
GSE Report
Transparency for government-sponsored entities.
The GSE Report analyzes the role of GSEs in the financial services industry and their impact on consumers, taxpayers, and the national economy. Our Report provides an analysis of governments' actions that impact the financial services industry and on-going efforts by policymakers to re-engineer the housing finance system.

Get the Current GSE Report »

Tracking our direction.
Roadmaps are ongoing working documents on the rulemaking, studies, reports, and legislation for Dodd Frank, Financial Housing Market Stabilization, Mortgage Industry, QRM, QM, and more….

Get the Current RoadMap Documents »
Mortgage Report
Tracking the Revolution and its Impact on Industry and Consumers
Every industry is undergoing radical change caused by technology advances. The changes aren’t evolutionary—they are revolutionary. The Disruption Report tracks this revolution’s latest events and trends and its impact on industry and consumers.

Get the current Disruption Report »