Roadmaps

Roadmap to Financial and Housing Market Stabilization Plans, January 2017

The Roadmap to Financial and Housing Market Stabilization Plans chronicles government responses to the financial events that began in September 2008. The first edition of this document was published in October 2008, and was repeatedly updated through January 2017. This is the final version. The first version was thirteen pages in length; the final version is 511 pages

Dodd-Frank Roadmap, 03/30/16

Roadmap to CFPB Reform, 10/20/15

Updated Roadmap to Financial Improvement Act of 2015, 05/22/15

On May 21, 2015, the Senate Banking Committee reported out of Committee the Financial Regulatory Improvement Act of 2015.  Attached please find an updated Roadmap that includes the provisions that were included in Chairman Shelby’s Manager’s Amendment that was passed yesterday in Committee.

Roadmap to Senate Banking Legislation, 05/20/15

This Roadmap compares the Chairman’s mark to the Democratic substitute legislation, scheduled for markup May 20, 2015. The Chairman’s mark is considerably longer than the Democratic substitute, so a side-by-side comparison would be difficult for a review of much of the Chairman’s mark. For ease of reading, this Roadmap contains a side-by-side of areas of overlap and a standalone description of the entire Chairman’s mark. More specifically, first there is a side-by-side comparing the Democratic substitute with the comparable provisions in the Chairman’s mark.

Where both bills are identical, or nearly so, the side-by-side has only one column. The side-by-side includes all provisions in the Democratic substitute even if there is no comparable provision in the Chairman’s mark, but does not contain provisions in the Chairman’s mark for which the Democratic substitute has no comparable provision. Following the side-by-side is a comprehensive description of all of the Chairman’s mark, including its technical corrections to the Dodd-Frank Act. Also attached is the list of amendments that are expected to be offered at tomorrow’s Senate Banking Committee markup.


Roadmap to Fair Credit Reporting Improvement Act
, 09/16/14

Roadmap to HAMP, the National Mortgage Settlement, CFPB Servicing Rules and Draft Uniform Home Foreclosure Procedures Act, 07/14/14

Roadmap to GSE Reform, 01/22/14

Roadmap to QRM and QM, 03/06/13

Roadmap to Consumer Mortgage Servicing Standards and Final Servicing Rules, 02/27/13

This Roadmap compares the servicing reforms in the 50-state settlement agreements with large servicers to the final servicing rules that the Consumer Financial Protection Bureau published in the Federal Register on February 14, 2013

Roadmap to 50-State Settlement Agreements and the CFPB’s Final Servicing Rules, 02/26/13

This Roadmap compares the servicing reforms in the 50-state settlement agreements with large servicers to the final servicing rules that the Consumer Financial Protection Bureau published in the Federal Register on February 14, 2013